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More Than now offers 2 pet covers: Pet Saver is a time limited policy which cover each unrelated illness and accident up to £3,000 for the first 12 months, whereas Pet Insurance covers up to £7,000 per condition with no time limit to claim. Premiums start from just £3.92 a month when you buy online with the 20% discount. Vetfone service is also provided free of charge.

Overall
Claims
Customer Service
Value For Money

Tesco pet insurance offers cheap cover for cats and dogs with 35% online discount. 2 options are currently available: Standard for £2,500 in vet fees per condition for 12 months only and Extra for £4,000 per condition with no time limit to claim. Existing customers also get a free 24 hour veterinary emergency helpline.

Pet-insurance.co.uk provides two cover levels: Standard, a 12 month policy with £4,000 per condition for 12 months and Lifetime, with £4,000 per year. Policies are underwritten by E&L and start from £3.65 for cats and £7.07 for dogs.

Petguard provides insurance for cats and dogs and lets owners tailor cover to their needs. They can choose the type of cover – 12-month limited or lifetime – and will give up to £7,000 towards vet fees per year. Also comes with free helplines such as bereavement counselling, find a vet and more.

Asda is a provider of cheap, affordable pet insurance for cats and dogs. Choose between 3 policies – Value, Standard are per condition for a maximum of 12 months, while Superior offers up to £6,000 towards vet fees per condition with no time limit. Monthly premiums start from £3.71 for cats and £8.42 for dogs with a 10% online discount.

LV pet insurance offers two cover levels up to £5,000 towards vet fees each. Essential limits claims to 12 months for each condition while Premier gives you no time limit. Older cats and dogs are eligible with no upper age limit and if you buy online you can get 10% OFF.