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Vets Medicover is an independent provider of lifetime pet insurance cover. It offers fixed premiums: £15 for cats, £28 for dogs and £38 for selected dog breeds. Vet fees are covered up to £10,000 per year, each year as long as  you renew your policy. There’s also a 30 day waiting period where illnesses will only be covered 1 month after the inception of the policy.

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Pet-insurance.co.uk provides two cover levels: Standard, a 12 month policy with £4,000 per condition for 12 months and Lifetime, with £4,000 per year. Policies are underwritten by E&L and start from £3.65 for cats and £7.07 for dogs.

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Axa pet insurance offers lifelong cover for cats and dogs from age 8 and with no upper age limit. Vet fees are covered up to £7,000 per year.

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Aviva, former Norwich Union, provides lifetime pet insurance for cats and dogs with no upper age limit. The Platinum policy covers up to £6,500 in vet fees each and every year, Gold £3,500 and Silver £1,500 per year. If you buy online you can get a 10% online discount and have access to 4 free help lines.

Petguard provides insurance for cats and dogs and lets owners tailor cover to their needs. They can choose the type of cover – 12-month limited or lifetime – and will give up to £7,000 towards vet fees per year. Also comes with free helplines such as bereavement counselling, find a vet and more.

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Greenbee pet insurance provides true lifetime cover for cats and dogs with up to £7,000 in vet fees per year each year. Pets can be protected from just 8 weeks old with no upper age limit and dogs can also enjoy a huge £2,000,000 third party liability cover.

Petplan is the UK’s favourite pet insurance provider*. Receive 10% off your first year‟s premium when you take out a new policy!

* Source: Datamonitor 2009

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Petplan – specialist pet insurance for your cat, dog or rabbit from the UK’s favorite pet insurance provider*. Petplan settles 90% of claims within 5 working days, following receipt of a claim form.** 10% off your first year‟s premium 1 with the UK‟s largest pet insurance provider, Petplan. **

* Source: Petplan
** Source: Datamonitor 2009

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Homebase pet insurance has recently relaunched its range of products. Not only do they provide full lifetime cover, they have also tailored their policies to adapt for the different needs of cats and dogs, and their owners.

Helpucover offers lifetime pet insurance and intends to ‘fill the gap other insurers leave behind’. Pet owners can choose from 3 policies and get a 10% online discount.

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Animal Friends is an ethical pet insurance specialist that gives all its benefits to animal charity around the world. Cover is available for cats and dogs and owners can choose for nothing less but 7 policies with one option giving you up to £40,000 to spend in vet fees in the lifetime of your pet. You can also choose your excess – between £49 and £99 – to adapt your monthly premium. Older pets welcome.

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Argos pet insurance has been protecting pets for a few years now and have a range of options available for cats and dogs. Owners can choose from 3 cover levels including Platinum which offers lifetime cover.

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Marks and Spencer is a provider of lifetime pet insurance. Their comprehensive cover is available online for cats and dogs with a 15% discount, the biggest discount for any lifelong pet insurance policy on the market.