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Helpucover offers lifetime pet insurance and intends to ‘fill the gap other insurers leave behind’. Pet owners can choose from 3 policies and get a 10% online discount.
wasted time entering info only to be told my dog too old, should state age cutoff for pet, but doesnt
have been with these for the last 8 years and have always found them really helpfull and quick to pay out. However I expected my premiums to jump up this year,they increased from £43 a month to £61 for my 8yr old dobermann, sadly I recently lost him and have just got a new puppy dobie but the quote for her at the same level is £82, I’d hate to think what her premiums would be in the future, I cannot believe that the premiums for a 8 week old puppy is 30% more than a 8 yr old male dog,or is that because I just had a claim with them,. Maybe I will find out when my 8 month kitten comes up for renewal in march, needless to say Im looking elsewhere.
Is there a guidlines for thiese insureres to base they price on? I am with helpucover and my premium goes up on the drop of the hat Iam now paying nearly 60 pounds a month per my 10 years old Jack Russell. They say the age of the dog and the vets prices in thhe area affects the price. Surely they shoud base the policy according to breeds. Jack Russell dogs has a reputation for being
healthy with a long lifespan, They also tend to have fewer of the genetic diseases that are seen in extensively inbred purebred dogs. For them a dog is a dog. No distiction about breed. What do they care they there to rake in money!!