The Green Insurance Company offers various pet insurance covers. You can choose between accident only, per condition and lifetime. However, make sure you read the comparison table on their website as they have various vet fees limit: some cover limit vet fees per year, others per condition.

Cover starts from just £4.17 and for each policy they’ll make a donation to a charity. Claims are meant to be settled within just 5 days.

Overall
Claims
Customer Service
Value For Money

Vets Medicover is an independent provider of lifetime pet insurance cover. It offers fixed premiums: £15 for cats, £28 for dogs and £38 for selected dog breeds. Vet fees are covered up to £10,000 per year, each year as long as  you renew your policy. There’s also a 30 day waiting period where illnesses will only be covered 1 month after the inception of the policy.

Overall
Claims
Customer Service
Value For Money

E&L pet insurance has been established for over 20 years and offers four cover levels up to £6,000 in vet fees per condition. You can opt for a monthly or yearly policy and get online discount of 20% + an extra 10% discount for insuring another pet.

Overall
Claims
Customer Service
Value For Money

The Kennel Club offers pet insurance for dogs and puppies with a special deal of 50% off your first two months premiums when you buy online.

Petwise pet insurance offers 3 cover levels: Bronze with £1,000 in vet fees, Silver with £3,000 and Gold with £5,000. All limits are per condition, not just for 12 months. Third party liability and other benefits also included.

Overall
Claims
Customer Service
Value For Money

Pet-insurance.co.uk provides two cover levels: Standard, a 12 month policy with £4,000 per condition for 12 months and Lifetime, with £4,000 per year. Policies are underwritten by E&L and start from £3.65 for cats and £7.07 for dogs.

Overall
Claims	No Ratings
Customer Service
Value For Money	No Ratings

With Debenhams pet insurance, you can choose up to 3 per condition policies: Bronze with up to £2,000 per condition, Silver up to £4,000 and Gold up to £7,000. Buy online and get a 10% discount.

Overall
Claims
Customer Service
Value For Money

Axa pet insurance offers lifelong cover for cats and dogs from age 8 and with no upper age limit. Vet fees are covered up to £7,000 per year.

Overall
Claims
Customer Service
Value For Money

Aviva, former Norwich Union, provides lifetime pet insurance for cats and dogs with no upper age limit. The Platinum policy covers up to £6,500 in vet fees each and every year, Gold £3,500 and Silver £1,500 per year. If you buy online you can get a 10% online discount and have access to 4 free help lines.

Overall
Claims
Customer Service
Value For Money

Tesco pet insurance offers cheap cover for cats and dogs with uo to 25% online discount for Club Card customers. 2 options are currently available: Standard for £2,500 in vet fees per condition for 12 months only and Extra for £4,000 per condition with no time limit to claim. Existing customers also get a free 24 hour veterinary emergency helpline.

Petguard provides insurance for cats and dogs and lets owners tailor cover to their needs. They can choose the type of cover – 12-month limited or lifetime – and will give up to £7,000 towards vet fees per year. Also comes with free helplines such as bereavement counselling, find a vet and more.

Overall
Claims
Customer Service
Value For Money

Healthy Pets has been a specialist provider of cheap pet insurance since 1996. Customers can choose from 3 cover levels: Bronze for up to £1,000 in vet fees per condition, Silver for up to £4,000 and Gold for up to £7,500, all per condition. They can pay the vet direct and also provide a range of free helplines.

Overall
Claims
Customer Service
Value For Money

Sainsbury’s Pet Insurance allows you to choose the cover which suits your needs:

• Option 1 Covers the cost of vet’s fees up to £3,000 per condition for a maximum of 12 months.
• Option 2 Covers the cost of vet’s fees up to £7,500 per condition.

12 months cover for the price of 9 for Nectar card holders – Online only.  Plus double Nectar points on Sainsbury’s shopping for 2 years when you take out Option 2 cover.  You’ll still get a 20% online discount if you don’t have a Nectar card.

Overall
Claims
Customer Service
Value For Money

Greenbee pet insurance provides true lifetime cover for cats and dogs with up to £7,000 in vet fees per year each year. Pets can be protected from just 8 weeks old with no upper age limit and dogs can also enjoy a huge £2,000,000 third party liability cover.

Petplan is the UK’s favourite pet insurance provider*. Receive 10% off your first year‟s premium when you take out a new policy!

* Source: Datamonitor 2009

Overall
Claims
Customer Service
Value For Money

Petplan – specialist pet insurance for your cat, dog or rabbit from the UK’s favorite pet insurance provider*. Petplan settles 90% of claims within 5 working days, following receipt of a claim form.** 10% off your first year‟s premium 1 with the UK‟s largest pet insurance provider, Petplan. **

* Source: Petplan
** Source: Datamonitor 2009

Overall
Claims
Customer Service
Value For Money

UK pet charity PDSA provides affordable pet insurance for cats and dogs. There are 3 levels of cover available and 20% of your premium will go directly to help other pets like yours.

Overall
Claims
Customer Service
Value For Money

More Than now offers 2 pet covers: Pet Saver is a time limited policy which cover each unrelated illness and accident up to £3,000 for the first 12 months, whereas Pet Insurance covers up to £7,000 per condition with no time limit to claim. Premiums start from just £3.92 a month when you buy online with the 20% discount. Vetfone service is also provided free of charge.

Overall
Claims
Customer Service
Value For Money

Asda is a provider of cheap, affordable pet insurance for cats and dogs. Choose between 3 policies – Value, Standard are per condition for a maximum of 12 months, while Superior offers up to £6,000 towards vet fees per condition with no time limit. Monthly premiums start from £3.95 for cats and £8.65 for dogs with a 10% online discount.

LV pet insurance offers two cover levels up to £5,000 towards vet fees each. Essential limits claims to 12 months for each condition while Premier gives you no time limit. Older cats and dogs are eligible with no upper age limit and if you buy online you can get 10% OFF.

Overall
Claims
Customer Service
Value For Money

Homebase pet insurance has recently relaunched its range of products. Not only do they provide full lifetime cover, they have also tailored their policies to adapt for the different needs of cats and dogs, and their owners.

Overall
Claims
Customer Service
Value For Money

Direct Line Pet Insurance – get 20% off Essential cover when you buy online. Vet's bills can cost you thousands, but with Direct Line, we are here to help protect your pet and avoid the high costs.

Quick summary of cover:
We cover cats and dogs, must be currently in good health, aged between 8 weeks and up to 11 years (up to 6 years for some breeds), UK resident.

Essential policy covers vet's fees up to £4,000 (per eligible condition) for a maximum of 12 months’ treatment for each illness, injury or disease. Advanced policy covers vet's fees up to £6,000 (per eligible condition), with no time limit on reaching this amount.

Additional cover options:

1. Additional benefits including: advertising fees up to £1,000 if your pet should stray or is lost or stolen, up to £1,500 purchase price reimbursement if your pet is lost through theft, straying or accidental death, holiday cancellation up to £5,000 due to loss, illness or injury of your pet, up to £1,000 pet boarding costs if you have to go into hospital for more than 4 days in a row.

2. Third party liability for dogs causing injury to another person or damage to their property – up to £2 million (cover only available for dogs).

3.Overseas travel cover extends the cover above to countries included in the government's Pet Travel scheme, excluding liability arising under the laws of the USA or Canada. Includes: Quarantine costs, Loss of pet passport, Emergency expenses while overseas and Repeat tick and worming treatment.

Helpucover offers lifetime pet insurance and intends to ‘fill the gap other insurers leave behind’. Pet owners can choose from 3 policies and get a 10% online discount.

Overall
Claims
Customer Service
Value For Money

Animal Friends is an ethical pet insurance specialist that gives all its benefits to animal charity around the world. Cover is available for cats and dogs and owners can choose for nothing less but 7 policies with one option giving you up to £40,000 to spend in vet fees in the lifetime of your pet. You can also choose your excess – between £49 and £99 – to adapt your monthly premium. Older pets welcome.

Overall
Claims
Customer Service
Value For Money

Argos pet insurance has been protecting pets for a few years now and have a range of options available for cats and dogs. Owners can choose from 3 cover levels including Platinum which offers lifetime cover.

Overall
Claims
Customer Service
Value For Money

Marks and Spencer is a provider of lifetime pet insurance. Their comprehensive cover is available online for cats and dogs with a 15% discount, the biggest discount for any lifelong pet insurance policy on the market.